Switzerland provides its inhabitants with an exceptional standard of living and consistently stands among the top-rated countries for residency. The nation hosts numerous international organizations and is renowned for its multicultural and multilingual society, as well as its unwavering political and economic stability.
The Swiss Residence Program. It allows financially independent individuals, regardless of age, who are not engaged in gainful employment in Switzerland but commit to paying a specified minimum in net annual taxes, to obtain a residence permit.
- Robust political, social, and economic stability.
- A multilingual, well-educated, and driven workforce.
- Outstanding infrastructure and top-tier banking services.
- A compelling quality of life and a healthful environment.
- Effective and dependable public services.
- Potential fiscal advantages for substantial investments.
- Nationality: The applicant must come from a non-European Union (EU) country.Age Range: The candidate’s age should fall between 18 and 55.
Clean Legal Background: The applicant must have a spotless criminal record, demonstrating their good behavior.
Health Condition: The candidate needs to be in good physical and mental health.
Financial Security: Evidence of a lawful and consistent source of income is necessary, showing the applicant’s financial stability.
Swiss Residential Property: The individual must either rent or own a residential property in Switzerland.
Inclusion of Immediate Family Members: The program allows for the inclusion of immediate family members, including a spouse and dependent children (those under 18 years of age). It’s important to note that these family members will also be subject to the same rigorous criteria.
Proof substantiating the source of your investment capital, verifying your financial means.
Documentation validating your possession of sufficient health insurance coverage.
Official police clearance certificates or other valid records confirming your unblemished criminal history.
Evidence of familial ties (if relevant).
Types of Investments and Fees
There are two distinct avenues to attain Swiss citizenship through investment:
Swiss Residency via Lump Sum Tax
In this approach, an individual commits to an annual lump sum tax, typically starting at approximately CHF 200,000 (equivalent to USD 203,000), payable to the canton where they hold their Swiss residence permit. Depending on the specific canton, this tax may increase to CHF 600,000 per year. However, individuals under this arrangement are not allowed to engage in employment.
Swiss Entrepreneurial Investor Program
This program is generally the more favored path toward obtaining Swiss citizenship. Participants in this initiative are required to either establish a new Swiss company, thereby promoting job creation, or inject capital into an existing Swiss business. The minimum annual business investment requirement typically stands at CHF 1 million or more.
Each of these investment pathways offers a unique route to Swiss residency, and your selection largely hinges on your individual preferences and financial capabilities.
|Fee||Swiss Residency by Lump Sum Tax||Swiss Entrepreneurial Investor Scheme|
|Lump sum tax||CHF 200,000 (minimum)||CHF 1 million (minimum)|
|Application fee||CHF 500-1,000||CHF 500-1,000|
|Administrative fees||CHF 1,000-2,000||CHF 1,000-2,000|
|Police clearance certificate||CHF 100-200||CHF 100-200|
|Medical certificate||CHF 100-200||CHF 100-200|
|Translation and notarization fees||Varies||Varies|
Applicants must have sufficient financial resources to support themselves and their families in Switzerland.
Applicants may be required to pay additional taxes in Switzerland, depending on their income and wealth.
What is the Swiss Golden Visa program?
The Swiss Golden Visa program represents a citizenship through investment initiative. It offers a lawful and efficient pathway for foreign investors to secure Swiss residency, leading to the eventual acquisition of a Swiss passport. This is achieved by presenting a range of investment choices, which encompass a lump sum tax arrangement and investments in Swiss enterprises.
How can one attain Swiss citizenship through this program?
By abiding by the conditions set forth by the Swiss Golden Visa program and residing in Switzerland for the required periods, individuals can ultimately achieve Swiss citizenship. Typically, this entails a ten-year span of permanent residency following an initial temporary residency phase.
What is the role of Swiss authorities in this process?
Swiss authorities conduct a thorough due diligence examination of all submitted documentation and grant approval for participation in the program. They also play a role when transitioning from a D visa to a residence permit.
What investment options are available?
One option is the Swiss Residency through Forfait Fiscal arrangement, also known as the lump sum tax program. The other option is the Swiss Entrepreneurial Investor Scheme, which necessitates the formation of a Swiss company or investment in an existing Swiss enterprise.
How does Swiss citizenship by investment differ from similar programs in other countries?
In contrast to many other citizenship by investment programs, the Swiss scheme does not grant direct citizenship but rather provides a pathway through residency. It places a strong emphasis on integration into Swiss society and the requirement to maintain your investment throughout the residency period.
What advantages do Swiss citizens enjoy that are unavailable to non-citizens?
Swiss citizens have the privilege of living and working in Switzerland without constraints, access to top-notch healthcare and education, and visa-free travel within the Schengen area. The Swiss passport also ranks among the most powerful globally, enabling visa-free travel to numerous countries.
Can family members be included in the Swiss Golden Visa application?
Certainly, immediate family members, such as your spouse and children under 18 years of age, can be included in your Swiss Golden Visa application. They will also attain Swiss citizenship once the primary applicant secures citizenship.
Make Switzerland your second home
8,744,676 (2023 est.)
GDP (per capita):
$98,800 (2023 est.)
GDP (purchasing power parity):
$880 billion (2023 est.)
Capital city: Bern
Time zone: UTC+2 (Central European Time)
Total area: 41,285 square kilometers
Languages: German (official), French (official), Italian (official), Romansh (official)
Currency: Swiss franc (CHF)
Main industry: Banking, finance, machinery, pharmaceuticals, tourism
Schengen/EU: Member of Schengen, not a member of the EU
- Low Taxation: Andorra’s tax-friendly environment, with no income tax, capital gains tax, or inheritance tax, is a draw for those seeking tax efficiency.
- Natural Beauty: Andorra’s stunning mountain landscapes offer year-round recreational opportunities, from winter skiing to summer hiking and biking.
- Safety and Quality of Life: Andorra is known for its safety, strong healthcare, and education systems, making it an ideal place to live and raise a family.
The materials contained in this page are provided for general information purposes only and are not intended to provide legal or other professional advice. Processing times and costs will vary depending on a number of factors. CitizenMatch is not responsible for any changes to the time and cost estimates; we can provide specific information on an individual basis. All rights reserved.