545,405

Population

$41,738

GDP (per capital)​

188

Visa-Free Countries​

$67,682

GDP (purchasing power parity)

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TIME ZONE

(UTC+1)

TOTAL AREA

316 km2

CURRENCY

Euro

CAPITAL CITY

Valletta

LANGUAGES

Maltese

OTHER LANGUAGES

English

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Current Legal Pathways for Relocation

With the citizenship route no longer available, Malta now offers a range of structured residence programs tailored to different profiles. These options prioritize long-term settlement, economic participation, and social integration.

1. Malta Permanent Residence Program (MPRP)

  • Designed for third-country nationals seeking permanent residency through investment.
  • Requires a combination of property acquisition or rental, financial contributions, and a donation to a Maltese NGO.
  • Allows inclusion of family members and offers visa-free travel within the Schengen Area.

2. Nomad Residence Permit

  • Ideal for remote workers employed by companies registered outside Malta.
  • Requires proof of stable income and valid health insurance.
  • Issued for one year with the possibility of renewal; does not lead to permanent residency or citizenship.

3. Startup Residence Program

  • Targets non-EU entrepreneurs establishing innovative businesses in Malta.
  • Requires a minimum capital investment and local company registration.
  • Grants a residence permit valid for three years, extendable based on business performance.

4. Highly Qualified Persons Rules

  • Available to professionals in key sectors such as finance, iGaming, aviation, and technology.
  • Offers a flat 15% tax rate on employment income above a defined threshold.
  • Valid for up to five years, with renewal options under specific conditions.

5. Malta Retirement Program

  • Tailored for individuals aged 55 and over with a stable pension income.
  • Requires long-term rental or purchase of residential property and private health coverage.
  • Provides a special tax status for qualifying retirees who transfer the majority of their pension to Malta.

These programs reflect Malta’s commitment to fostering responsible migration, economic contribution, and social inclusion—anchored in EU principles and designed to meet the evolving needs of global residents in 2025 and beyond.

Malta Permanent Residence Program (MPRP)

Malta Permanent Residence Program (MPRP)

The Malta Permanent Residence Program (MPRP) remains one of the most attractive long-term settlement options for non-EU nationals looking to establish a stable base in Europe. Designed for individuals with solid financial standing, the MPRP offers a clear pathway to permanent residency, along with the freedom to travel across the Schengen Area.

Eligibility Criteria

Applicants must demonstrate sufficient financial resources under one of the following options:

  • Option 1: Possess total assets of at least €500,000, including a minimum of €150,000 in financial instruments (e.g. stocks, bonds, savings).
  • Option 2: Hold total assets of €650,000, with at least €75,000 in financial assets.

These thresholds are intended to ensure applicants have the means to support themselves and their families without burdening the Maltese social system.

Property Requirements

Applicants must secure qualifying residential property in Malta, either by:

  • Purchasing real estate valued at a minimum of €375,000,
  • or renting a property with an annual lease of at least €14,000.
The property must be held for a minimum of five years, during which the applicant must maintain their residence status.

Fees and Contributions

To obtain permanent residency under the MPRP, the following financial obligations apply:

  • Non-refundable administration fee: €50,000
  • Government contribution:
    • €30,000 if purchasing property
    • €60,000 if opting to rent
  • Charitable donation: €2,000 to a registered Maltese non-governmental organization
  • Dependent fee: €10,000 per additional family member included in the application
These contributions reflect the government’s effort to balance investor participation with national development and social responsibility.

Eligible Dependents

Applicants may include the following family members in their application:

  • Spouse or long-term partner
  • Children under the age of 29, provided they are unmarried and financially dependent
  • Parents and grandparents who are economically reliant on the main applicant
This inclusive approach allows families to relocate and settle in Malta together, fostering long-term integration.

Key Benefits

Successful applicants under the MPRP receive:

  • Permanent residency in Malta
  • Visa-free travel across the Schengen Zone for up to 90 days within any 180-day period
  • Access to Malta’s secure and well-regulated environment, with the option to reside indefinitely, provided all program conditions are maintained

The MPRP represents a balanced and well-regulated gateway to life in Malta, combining financial commitment with long-term stability. It continues to appeal to those seeking a Mediterranean base within the European Union, without the need for full citizenship.

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Startup Residence Program

Startup Residence Program

Malta’s Startup Residence Program is designed for forward-thinking entrepreneurs looking to establish innovative ventures within the European Union. Introduced to attract high-potential startups and foster economic development, the program provides a clear and supportive pathway for founders to build and scale their businesses on the island.

Eligibility Criteria

To qualify in 2025, applicants must:

  • Be non-EU/EEA/Swiss nationals with the intention of founding or relocating a startup to Malta.
  • Make a minimum capital investment of €25,000 into the business.
  • Ensure the startup is officially registered in Malta and operates in a qualifying sector, such as technology, health, sustainability, or digital services.

Applicants must also demonstrate a sound business plan, the potential for growth and innovation, and the ability to create local employment.

Permit Features

  • The residence permit is issued for an initial period of three years, providing ample time to establish and grow the business.
  • It may be renewed for up to five additional years, subject to the company’s performance and continued compliance with program conditions.
  • Co-founders and core team members may also be eligible, provided they meet the same financial and legal requirements.

Fees and Timeline

  • Application fee: €750 per applicant
  • Processing time: Typically, between 8 to 12 weeks, depending on the complexity of the business model and the thoroughness of the documentation provided.

With its strategic location, English-speaking environment, and business-friendly infrastructure, Malta offers an ideal launchpad for startups aiming to access the EU market. The Startup Residence Program not only facilitates relocation but also encourages innovation, entrepreneurship, and long-term value creation.

Highly Qualified Persons Rules

Highly Qualified Persons Rules

Malta’s Highly Qualified Persons (HQP) Rules are specifically tailored to attract seasoned professionals to key growth sectors of the economy. By offering a favorable tax framework, the scheme positions Malta as a compelling destination for international talent seeking both career advancement and lifestyle benefits within the EU.

Eligibility Requirements

To benefit from this program in 2025, applicants must meet the following conditions:

  • Hold a specialist role within targeted industries such as financial services, aviation, or the iGaming sector.
  • Earn a minimum gross annual income of €100,000, exclusive of bonuses, benefits, and allowances.
  • Be employed by a licensed company in Malta and possess qualifications or experience that are considered critical to the role.

These criteria ensure that only genuinely skilled individuals contributing to the country’s economic development are eligible for the incentive.

Key Advantages

  • Beneficiaries enjoy a flat income tax rate of 15% on qualifying employment income, significantly lower than standard rates.
  • This preferential rate is available for up to five years for third-country nationals, and four years for EU, EEA, or Swiss nationals.
  • Individuals may reside and work in Malta under secure, regulated conditions while benefiting from access to the EU market and a high quality of life.

The HQP Rules are particularly appealing to executives and specialists seeking to relocate without sacrificing career opportunities. Malta’s strategic location, robust regulatory framework, and welcoming professional environment make it an ideal setting for top-tier talent from around the world.

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Application Process and Timeline

Application Process and Timeline

Navigating Malta’s immigration pathways involves a series of well-defined steps designed to ensure transparency and compliance.

General Steps

  • Gather all required documents, including proof of financial assets, valid health insurance, and property ownership or rental agreements.
  • Submit your application via the official Residency Malta Agency online portal.
  • Settle all relevant fees and contributions as stipulated by the chosen program.
  • Complete thorough due diligence and background checks conducted by the authorities.
  • Upon successful review, receive formal approval and obtain your residency permit.

Typical Timelines

  • Malta Permanent Residence Program (MPRP): Processing generally takes between 9 and 12 months from submission to final approval.
  • Nomad Residence Permit: Timeframes may fluctuate; applicants are advised to consult the Residency Malta Agency for the latest processing updates.
Following these steps carefully can smooth the path to residency, helping applicants plan their move with greater confidence and clarity.

Conclusion

In 2025, Malta provides several viable immigration options, from permanent residence to remote work and startup programs. With the Citizenship by Investment scheme now suspended, these legal pathways offer clear routes for those seeking to settle on the island.

As immigration rules continue to evolve, staying informed and consulting with professionals is essential to navigate the process smoothly. Taking these steps will help you embrace the unique opportunities Malta has to offer.

FAQ about Malta Immigration in 2025

1. What are the main ways to immigrate to Malta in 2025?

Malta offers several legal pathways, including the Malta Permanent Residence Program (MPRP), Nomad Residence Permit, Startup Residence Program, Highly Qualified Persons Rules, and the Malta Retirement Program.

No, the Citizenship by Investment program was suspended in April 2025 following a ruling by the European Court of Justice, and it is no longer a valid route to citizenship.

A basic A2-level language test in Maltese or English is required for certain residency renewals, with exemptions for applicants over 65 and those applying through investment routes.

Timelines vary: the MPRP typically takes 9–12 months, while other permits like the Nomad Residence Permit have shorter or variable processing times, depending on the application volume.

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